Our Services

Wealth Management

Wealth Management is more than just investment advice.  It encompasses every facet of a person’s financial life, whether that is for an individual and his/her family or their business.  Wealth management is also a process.  It is quality advice paired with the right services based on a deep understanding of the client’s goals, financial situation, risk tolerance and time horizon.  This process brings together a breadth of products and services, customizing them for each client, so they can make the most of every opportunity.  A financial advisor’s goal is to establish and maintain a proactive interest in their client’s life and work with them throughout the many financial aspects of the different life events, utilizing that in depth knowledge to offer clients the right services based on their individual needs.

The complexities of wealth management and of a complete financial relationship also means financial advisors' working together with their client’s other advisors (tax professionals, attorneys, etc.) to make sure everyone is on the same track, striving towards the same goals.

 

Areas of Expertise:

      Wealth Management                                              Asset Management

·         Tax Management                                              ·         Separately Managed Accounts

·         Cash Management                                            ·         Proprietary Portfolio Management

·         Single Stock Risk Mgmt                                   ·         Alternative Investments (hedge, private equity)

·         Stock Options

·         Philanthropic Planning

 

     Brokerage Services                                        Estate Planning Strategies

·         Retail Brokerage Accounts                                   ·         Wealth Transfer Strategies

·         Equities & Structured Equity Products              ·         Asset & Estate Conservation

·         Fixed Income Research & Trading

·         Municipal Securities                                                      Personal Trust Services

·         College Planning Strategies (529s)                   ·         Lifetime Testamentary Trusts

·         Mutual Funds                                                        ·         Charitable Remainder Trusts

·         Unit Investment Trusts                                       ·         Revocable/Irrevocable Trusts

 

Retirement Planning

·         Individual Retirement Plans (IRAs)

·         Company Retirement Plans (SEP-IRAs, 401ks, SIMPLEs, Defined Benefit Plans, etc.)

 

Risk Management

Life Insurance

 

Life insurance is integral to the comprehensive financial planning process at Michero Wealth Management.  While every client’s situation is different, everyone benefits from the fact that life insurance can play a vital role when it comes to maintaining and preserving assets and financial stability.  We have access to multiple carriers and strive to find you the most cost efficient product that suits your life insurance needs.  When it comes to life insurance, we help our clients get what they want and need using the mindset that hindsight is always 20/20, but foresight is worth its weight in gold.

·        Term, Whole Life, Universal

·        Annuity Products

·        Disability insurance 

·        Business Overhead Expense

·        Long Term Care

·        Life Insurance Trust Funding

 

Property & Casualty Insurance

We’re always looking for ways to complete the relationship we have with our clients, and property and casualty insurance is one of those areas where we differ from the typical financial advisor.  Whether it’s personal or commercial lines, we want to create a “one-stop-shop” experience for clientele.  So we’ve added P&C to our repertoire, and our team is here to serve you when it comes to quotes, renewals, or claims.

If you are interested in receiving a complimentary life, home or auto quote, simply visit our ‘Contact Us’ page and fill out the necessary fields. We will contact you as soon as possible.